:root{--ink:#17313b;--muted:#5e7078;--sea:#087f8c;--foam:#eaf7f7;--sand:#f7f3ea;--white:#fff;--line:#d8e4e5}
*{box-sizing:border-box}body{margin:0;font:17px/1.65 system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:#fbfdfd}
a{color:#076c78}header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.wrap{max-width:1080px;margin:auto;padding:0 22px}.top{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:70px}
.brand{font-weight:800;font-size:21px;text-decoration:none;color:var(--ink)}nav{display:flex;gap:18px;flex-wrap:wrap}nav a{text-decoration:none;font-size:14px;font-weight:650}
.hero{padding:72px 0 50px;background:linear-gradient(135deg,var(--foam),var(--sand))}h1{font-size:clamp(36px,6vw,64px);line-height:1.03;letter-spacing:-.04em;max-width:850px;margin:0 0 20px}h2{font-size:30px;line-height:1.15;margin-top:48px}h3{font-size:21px}
.lead{font-size:21px;max-width:760px;color:#38535c}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:12px;color:var(--sea)}
main{padding:44px 0 70px}.article{max-width:790px}.cardgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin:28px 0}
.card{padding:22px;background:white;border:1px solid var(--line);border-radius:14px}.card h3{margin-top:0}.card a{font-weight:750;text-decoration:none}
.note{background:var(--foam);border-left:4px solid var(--sea);padding:18px 20px;margin:26px 0;border-radius:6px}.warn{background:#fff7df;border-left-color:#b47700}
.cta{background:var(--ink);color:white;padding:26px;border-radius:16px;margin:34px 0}.cta a{display:inline-block;background:white;color:var(--ink);padding:12px 18px;border-radius:9px;font-weight:800;text-decoration:none}
.small{font-size:14px;color:var(--muted)}.cta .small{color:#d8e4e5}footer{border-top:1px solid var(--line);padding:35px 0;background:white;font-size:14px}
footer a{margin-right:14px}@media(max-width:760px){header{position:static}.top{align-items:flex-start;flex-direction:column;padding:16px 22px}nav{gap:11px}.hero{padding:48px 0 36px}}